Features |
Meaning to the our customers |
Benefits to the our customers |
| 1. Less cumbersome account opening procedure |
You do not need so many documents to open the account. |
Account opening is made easy and stress free |
| 2. Interest is calculated daily and paid monthly |
You do not have to wait till year end to see how much interest you have earned |
Your money will earn interest giving you more money at the end of the month |
| 3. No restrictions on withdrawals |
You have instant access to your money without being penalised for day to day withdrawals |
Your money is still available while you earn an interest on it monthly |
| 4. No minimum operating balance required |
Your account earns higher interest than the normal savings account |
You earn interest on any amount you save |
| 5. Standing orders are available |
Convenient way of honour payment obligations in Ghana while you are even outside the country |
You don’t have to stress yourself and pay huge bank charges for payments in Ghana. |
| 6. Regular statements |
To keep track of your money easily |
You can monitor your funds keeping track of your money and interest |
| 7. Personal relationship officer in Ghana |
Trained committed relationship officer to offering you devoted, special and expert service |
Individual attention and recognition |
| 8. Convertible to higher interest earning accounts |
You can convert you account into very higher interest products like TDA when no withdrawal is expected to be done in the very near future |
You earn more interest for a specified period than usual |
| |
| Other useful information |
Requirements for Application |
| Minimum opening balance |
GH¢50 |
Customers would complete the savings application form & signature card, and provide the following
Individuals
- Any valid ID(Passport, VID, NHIS Card, Drivers License)
- 1 passport size picture
- Initial deposit of GH¢5
|
| Minimum operating balance |
Not required |
| Minimum balance for interest |
Any amount |
| Interest rate |
12% p.a. |
| Interest paid |
monthly |
| Interest calculated |
Monthly |
USD
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GBP 
YEN
About ESLC