Express Savings And Loans Company Limited

You are at: Banking Operations

	Express Fixed Deposit (TDA)
	Express Savings Account
	Express Current Account
	Express Child Account
	Express Corporate Account
	Express Traveller's Account
	Express Susu Scheme
	Express Int.l Money Transfer
	Express Local Cash Transfer

Express Savings And Loans Company Limited - Ghana

Exchange Rates
Currency	Buying	Selling
USD	1.4300	1.4800
EURO	1.8150	1.8250
GBP	2.1875	2.2175
YEN	2.1875	2.2175
Last Updated on 7th Dec., 2010

Treasury Rates
Investment	Range	Rate
Call Deposit	>100K	Negotiable
More Rates »

EXPRESS FIXED DEPOSIT ACCOUNTS

A time/term deposit is a money deposit at ESCL that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for another term. Generally speaking, the longer the term the better the yield on the money.

A deposit of funds is made under an agreement stipulating the stated period of time, Interest rate, Amount, etc and ESLC shall require a minimum period of notification before a pre-matured termination is made.

Features		Meaning to the our customers	Benefits to the our customers
Access to a range of other banking services		Can have access to more products from the company.	No restrictions on the products you can access.
Less cumbersome FD establishment procedure		You do not need so many documents to establish the FD account.	Account opening is made easy and stress free.
Tiered interest rates		The amounts are awarded higher interest rates.	The more you deposit, the more you earn
Guaranteed rates of interest		You know how much interest your money is earning and you can watch it grow.	Your money and interest is safe and secures
Interest is calculated daily and paid monthly		You know how much interest your money earns daily.	Your money will earn interest giving you more money at the end of the term
Varying terms		You are not constrained on the duration of your investment.	You are at liberty to choose the duration of investment convenient to you
Investment is callable		You can redeem your investment even before maturity at no cost to you.	You can meet unexpected cash obligation without waiting for it at maturity
Automatic roll-over		Your investment is automatically rolled over when notice is not received 5 days before maturity.	Your money does not lie idle as it’s put to good use each day.

Other useful information		Requirements for Application
Minimum opening balance	GH¢5	Customers would complete the savings application form & signature card, and provide the following Individuals 1. Any valid ID (Passport, VID, NHIS Card, Drivers License) 2. 1 passport size picture 3. Amount to be invested Corporate Provide the above and the following 1. Business registration documents 2. Any Valid ID & 1 passport sized picture of all the account signatories
Minimum operating balance	GH¢5
Minimum balance for interest	GH¢5
Interest rate	5% p.a.
Interest paid	monthly
Interest calculated	Daily

Statements	Upon request	At redemption (provide the above and the following) Provision/submission of TDA certificate Any valid ID(Passport, VID, NHIS Card, Drivers License,)

» KOKOMLEMLE: Kwaku Nkrumah Towers,near Joy FM. Tel. +233-30-2227648 / 024-3690529 /030-2256050 | DERBY AVENUE: Near children’s hospital, Accra central. Tel. +233-30-2686055 | TEMA: Com 1, Old Unique Trust Building. Tel. +233-30-3216721/030-3216727 | KASOA-MAIN: Kasoa new Market. Tel. +233-30-2862715/6 | KASOA-ANNEX: Kasoa Junction. Tel. +233-30-2863017 | SWEDRU: Opposite Haygift fast food. Tel. +233-33-2021236/033-2021454 | TESANO: Abeka Because Junction. Tel. +233-30-2250317 / 30-2226477 | KUMASI: Cocobod building, near A-life. Tel. +233-32-2030188 | KANESHIE: First Light. Tel. +233-30-2249835/6 | ASHIAMAN: Adjacent Ashiaman Water works. Tel. +233-30-3307238 / 030-3307229 | SUNYANI: Main Station, Adjacent Dimpa FM. Tel. +233-35-2026986 | TAKORADI: SSNIT House. Tel. +233-31-2025085 | KOFORIDUA: Labour office. Tel. +233-34-2022270 /034-2024053 | BAWJIASE: Opposite Ogya’s Hotel. Tel. +233-33-2193175 | TAMALE: Opposite Central Post Office. Tel. +233-37-2024225 | TECHIMAN: Sunyani Station. Tel. +233-35-2522674 | MADINA: Near Rawlings Circle. Tel. +233-030-2521231 / 030-2521322 | MALLAM: Mallam Junction. Tel. +233-30-2333065/6

About ESLC

+ Our Mission
+ Our Core Values
+ Company Profile
+ Board of Directors
+ Senior Management

Banking Products

+ Express Savings Accounts
+ Express Current Deposit
+ Express Fixed / Term Deposit
+ Express Susu Scheme
+ Express Money Transfer

Loan Services

+ Express Trade Finance Loan
+ Expresss Service Finance Loan
+ Express Manufacturers Loan
+ Express Auto Loan
+ Express Susu Credit

+ Head Office Contact
+ Branch Contacts
+ Online Enquires